Late payment is usually a design problem, not a character problem. Most of it comes from invoices that arrive late, change without explanation, or are hard to pay.
A locked filing cabinet has one key and one person holding it. Most software has neither. Here is what "only the DSL can see this" has to mean to be true.
Ofsted aims to inspect a newly registered provider within 30 months of registration. That is a long runway, and it is long enough to be forgotten about.